Note: By submitting this form, I/we hereby authorize Ron & Gemma's Team of John Hall & Associates and/or their affiliates to obtain an in file credit report from a credit reporting agency. I/we also agree to allow Ron & Gemma's Team of John Hall & Associates and/or their affiliates to contact us regarding their mortgage services and products. This does not constitute in any way a commitment for a loan by Ron & Gemma's Team of John Hall & Associates and/or their affiliates.